Thursday, August 27, 2020

The Impact of Current Technological Changes on Healthcare

Presentation Technological improvement is the best trigger of the progressions that are being seen in the medicinal services industry today. Progression in innovation has affected the assembling, dissemination, and even organization of social insurance supplies and medication. Expert and scholarly prerequisites for medicinal services professionals are likewise reliant on the current technology.Advertising We will compose a custom contextual investigation test on The Impact of Current Technological Changes on Healthcare explicitly for you for just $16.05 $11/page Learn More The clinical world is presently brimming with machines and bioengineered types of gear that require a specific level of mechanical capability to work. Additionally, innovation has likewise enabled clients to look for and get to their human services rights and data. Clients would now be able to utilize current innovation to survey the qualifications of clinical professionals. Carelessness and blunders in clinical tr eatment that were seen before the commencement of present day innovation have decreased. In light of this indication, there is a need research more on the effect that mechanical progression has had on medicinal services. Plus, there is a call for additional examination on how such innovative changes have adjusted social insurance instruction and work necessities in the wellbeing segment. The paper along these lines gives a structure/plan for a contextual investigation last paper regarding this matter with four sections each giving an itemized examination of the issue under examination. Essential sources, for example, measurable discoveries regarding the matter will be utilized in the exploration. Authentic records, for example, reports, government distributions, reactions, and reflections regarding the matter from various partners will likewise be utilized. Innovation and the Cost of Health care The main part will include a writing search on the effect of mechanical changes on the e xpense of social insurance. The expense of human services has additionally ascended in the previous not many years attributable to the appropriation of innovative strategies for treatment. In this part, the effect of innovation on the medicinal services financing will be assessed utilizing applicable writing specifying the equivalent. Chaudhry et al. (2006) are a portion of the creators with huge work around there whose work will be checked on. Clinical innovation is costly and consequently the significant expense of medication and clinical administrations today. Present day innovation has additionally been credited with the current expanded degree of precision in clinical treatment. Gun in his scholarly work gives subtleties of the different ways that innovation has helped in the consistence to drug for psychological well-being patients (2000). This work will likewise be evaluated. Clinical innovation is anyway costly. As per Braun et al., this case has not supplemented the lack of clinical staff (2013, 1). Indeed, one would expect the human services segment to expand staff to seal the hole of the couple of clinical instruments (due to its significant expense) in an offer to take care of a recommendable number of patients. Nagykaldi and Mold assessed the job of wellbeing data innovation on the interpretation of examination into training, and figured out how to catch a portion of the impediments, with cost being a central point (2007).Advertising Looking for contextual investigation on other innovation? How about we check whether we can support you! Get your first paper with 15% OFF Learn More Teich et al. likewise copied the discoveries, with their examination indicating that cost restrains the reception of fundamental clinical innovations (2000). The materials used to make clinical hardware are exorbitant. Clinical hardware is made with materials that don't respond with specific synthetic substances, for example, glass. Clinical gear and devices likewise cal l for elevated level of care when dealing with them. Some cutting edge machines, for example, the X-beam machines, physiotherapy machines, and life bolster machines require an elevated level of upkeep. Lodging them likewise requires specific offices and nonstop support that is frequently costly (Haddad, 2012, p. 149). Regardless of the expenses, notwithstanding, the innovation has demonstrated to be helpful in medication. Kucher et al. feature the equivalent in the avoidance of venous thromboembolism (2005). As indicated by Galas and Hood, clinical schools and other wellbeing organizations likewise think that its costly to adjust to new innovations (2009, 4). Development and advancement in the human services part This section will feature a portion of the significant achievements in the wellbeing area corresponding to wellbeing innovation. Kucher et al. show one of the significant advancements in anticipation of thromboembolism (2005), with Cannon expressing its value in the prescri ption consistence (2000). In any case, with the expanded clinical innovation advancement, the legislature has additionally come about to higher spending in the wellbeing segment (Bardhan Thouin, 2012, 443). The advantages of the spending will be weighed against the viability of the innovation in this section. Chaudhry et al. assessed the advantages over a ten-year time span, with benefits being weighed against the expenses if innovation in social insurance (2006, 743). The development in the business will be assessed as far as motorization and in the strong offices lodging the machines. As indicated by Haddad, these have additionally observed huge turns of events (2012). The vast majority of the major mechanical improvements in the wellbeing business have been in the wellbeing data framework, and this is equivalent with the worldwide advances in data innovation. The investigation by Nagykaldi and Mold will be significant in this section to feature these turns of events (2007). More individuals are in medical coverage plans, which make it simple for them to get to present day social insurance. This might be one method of making innovation reasonable to them. A few specialists have characterizes the clinical expenses in the business (Teich et al., 2000). This work will likewise be assessed here. The utilization of present day airplane and clinical rescue vehicle vessels has empowered quicker salvage missions in the event of a disaster.Advertising We will compose a custom contextual analysis test on The Impact of Current Technological Changes on Healthcare explicitly for you for just $16.05 $11/page Learn More Reproductive wellbeing has likewise profited by the crisis reaction (Somigliana et al., 2011, 1152). Such hardware is fitted with present day correspondence contraptions that empower speedy clinical reaction in the event of a crisis. This has brought about the sweeping development in the area. Effects of the current innovation on wellbeing training and work prerequisites This part will manage the pertinence of mechanical advances in the wellbeing division to the work necessities and in wellbeing instruction. Present day innovation and clinical informatics are rapidly assuming control over a portion of the customary jobs that were played by clinical specialists (Korzep, 2010, 354). Teich et al. express that the accessibility of clinical data on the web implies more patients are looking for treatment at a prior phase of infections. This case has impelled expenses downwards (2000). A portion of the other researchers’ work that additionally maintains this view will be assessed, for example, Chaudhry et al. (2006) and Kucher et al. (2005). Systems of treatment maladies are everywhere throughout the web pages. Consequently, if there should arise an occurrence of a blunder in treatment, clinical professionals rapidly wind up in court and in the long run in prison for carelessness and inadequacy. In spite of the advancements in the wel lbeing innovation, the clinical professionals remain the essential medicinal services suppliers. Machines won't supplant them at any point in the near future. In any case, automation has prompted the decrease in the quantity of faculty required to play out specific systems as prove in a portion of the scholarly attempts to be inspected (Nagykaldi Mold, 2007; Haddad, 2012). This will be talked about in this section according to the work laws. All around archived wellbeing records on PCs are rapidly supplanting the time of terrible penmanship of specialists (Dhillon, 2011, 397). Wellbeing database would now be able to be recovered from clinical wellbeing information bank in the greater part of the cutting edge medical clinics. In spite of the fact that the nearness of increasingly educated patients will influence work necessities in clinical field, a portion of the jobs will remain. Notwithstanding the purpose of remedy or diagnostics, the patients for medical procedure will in any ca se need to see a specialist. Be that as it may, the job of the clinical specialist and the clinical wellbeing professional are a long way from being scaled down or supplanted. Clinical innovation will bring about the advancement of new openings. Preparing of clinical experts will likewise get simpler with innovation. Innovation accompanies rapid changes. In this manner, specialists will be compelled to concessionary return to school for all the more preparing and boost courses.Advertising Searching for contextual analysis on other innovation? We should check whether we can support you! Get your first paper with 15% OFF Find out More For instance, with the happening to individual genomics medicines, electronic frameworks will be utilized to choose explicit medication for specific patients by their DNA. Such a move will require the obtaining of specific electronic innovation by wellbeing experts. Gun subtleties a portion of the adjustments in the business particularly in the apportioning of medications (2000). Supportability of Health innovation In this section, an assessment of the maintainability of the current wellbeing innovation will be assessed. After some time, littler, better, and progressively complex machines have consistently supplanted the greater part of the mechanical advancements in various fields. The wellbeing business is no exemption. Analysts are continually searching for better mediations (Chaudhry et al., 2006; Kucher et al., 2005). In this area, a survey of the reasonable changes will be finished. A portion of these are accessible in the suggestions of the investigates that will be checked on (Cannon, 2000; Haddad, 2012). In their exploration, Nagykaldi and Mold express that innovation is dynamic and will change in accordance with the overarching developments (2007). The maintainability of such changes and the current innovative achievements wil

Saturday, August 22, 2020

Ethics of Means and Ends essayEssay Writing Service

Morals of Means and Ends essayEssay Writing Service Morals of Means and Ends exposition Morals of Means and Ends essayThe moral methodology concerning means and closures that I hope to apply in my job as a criminal equity expert can be clarified in the accompanying way:The moral methodology concerning means and finishes is the supposed moral principle of the finishes supporting the methods. In the criminal equity framework, the ethical quality of means and closures alludes to the ethical utilization of intensity in various circumstances. The significant objective of the criminal equity framework is to keep individuals from carrying out wrongdoings by undermining them with various types of discipline. A criminal equity expert ought to be centered around giving social control and forestalling wrongdoings. Now and again, it is satisfactory for a criminal equity expert to utilize terrible methods so as to achieve great closures. Actually, in the American criminal equity framework, the parts of the bargains to legitimize the methods for accomplishing it. For instance, it isn 't permitted to utilize viciousness as torment toward suspects.As a criminal equity proficient, I will viably utilize moral methodology concerning means and finishes in my future practice. I understand that I ought not damage the laws of criminal methodology. The moral methodology will assist me with being occupied with moral conduct, beating any obstructions put by the criminal equity framework. I understand that I should manage a contention that exists between the methods and parts of the bargains. As an agent of the criminal equity, I am obliged to the methods for equity epitomized in the legitimate procedure. Simultaneously, I am obliged to the parts of the bargains, government managed savings. I ought to be centered around the respectable aim in my activities and choices, doing useful for all the citizenry I live in. I should gauge the lawfulness of my activities, choices and practices against the purported great finish of capturing a lawbreaker.

Friday, August 21, 2020

How to Write the Vanderbilt Supplement 2019-2020 TKG

How to Write the Vanderbilt Supplement 2019-2020 Vanderbilt is a private research university in Nashville, Tennessee. The school has serious southern vibes and was founded in 1873. It is home to many long standing traditions. It’s intense academically and socially, and people love the school. The music and food scene in Nashville are right at Vanderbilt student’s fingertips, and Greek life is huge. About 6,800 undergraduate students attend the school. The acceptance rate for the class of 2022 was 9.6%.Vanderbilt has one supplement:Please briefly elaborate on one of your extracurricular activities or work experiences. (200-400 words)  For a school that is sometimes referred to as the “Harvard of the South,” you might have been expecting a more robust supplement. And while this is not a trick question, there are a few things that you should keep in mind before you start writing. Pay attention to the wording of the prompt. Just like Stanford and Washington and Lee, this year Vanderbilt’s prompt makes mention of “work exper iences.”  It’s not uncommon for schools to ask you to elaborate on an extracurricular activity, but this prompt rightfully suggests that work experiences are just as important as time spent doing after-school activities. So if you have a job that you want care about and want to write about, go for it! Share that piece of your life with Vanderbilt. Don’t write about the extracurricular activity or work experience that you think is the most impressive sounding bullet point on your resume.Your passion and dedication need to jump off of the page. If you’re seriously passionate about student government (and have the resumé to back that claim) that’s fine, but don’t force yourself to write about that one extracurricular you’ve been doing once a week since freshman year because you think it looks good in your activities section. What you choose to write about doesn’t need to related to the major that you choose on the common app website. In fact, it’s better if it doesn ’t. Your goal with this essay is to show another side of yourself, you’re just doing it through the lens of writing about something that you do outside of the classroom. Think about what Vanderbilt doesn’t already know about you. Are you a chemist with a penchant for classical music or a linguist with a part-time job at a restaurant? Show them that you’re a multidimensional person with a variety of interests, passions, and hobbies.Your response should be written in the form of a story with a beginning, middle, and end. A great response will drop the reader into the scene and your “why” for writing about your topic will be made clear with your response. A bad response will look like your resume rewritten into paragraph form. 400 words is actually a lot to play with, and you should take advantage of that. Was the extracurricular activity or work experience that you’re writing about challenging, rewarding, fun, transformative, or frustrating at times? Show them, don’t t ell them. Think about memorable experiences that you’ve had and brainstorm potential stories from those ideas. What did you learn on the job? If you faced challenges or even conflict, this could be a good place to explore that and the eventual outcome. This prompt does not say that you need to be able to continue doing this activity at Vanderbilt, so you are not limited in that way. But if there is a similar extracurricular activity available at Vanderbilt, you might want to make mention of that briefly at the end of your response. This will show the admissions team that you’ve done your research and are familiar with the offerings of the school.  If you’d like to work with someone one-on-one, contact us here.

Monday, May 25, 2020

Mountain Ranges of North America The Rocky Mountains

The Rocky Mountains are an incredible mountain range located in North America in the Western Hemisphere. The mountain range stretches from northern Colorado and into southwestern Canada. It is home to a diverse ecosystem, both geographically and biologically and is revered as a monumental landform worldwide. The geologic history of the Rocky Mountains has come about as an aggregation of millions of years. Briefly speaking, the formation of the Rockies transpired from hundreds and millions of years of uplift by tectonic plates and millions of years of erosion and ice have helped sculpt the mountains to be what we see today. The majority of the rocks that make up the Rocky Mountains began as simple shale, siltstone, and sandstone†¦show more content†¦Rocky Mountain National Park in Colorado states that there are 150 lakes and 450 miles of streams. This kind of wetland ecosystem is prominent for featuring dense wildlife environments in which elk, moose, big horn sheep, black be ars, and cougars thrive. Furthermore, the Continental Divide is located in the Rocky Mountains. The Rocky Mountains are widely considered one of the most biologically diverse regions in the world and the Rocky Mountain’s flora and fauna are no exception. Elk herds can range from 300 to 800 each winter, approximately 350 bighorn sheep, and various mule and deer populations, along with small geese populations flying overhead. It is precisely this diversity that makes the Rockies so appealing to tourists every year. In addition, there are 60 other species of mammals, 280 recorded bird species, six amphibian species (the endangered boreal toad is included), one reptile (i.e. garter snake), 11 species of fish, and countless species of insects, including a large number of butterflies. Elk can be seen regularly by visitors during fall rut, or mating season. Elk are prominent among the meadows and densely populated forests. During the summer, elk are likely to stay above treeline an d move to lower elevations during the seasons of fall, winter, and spring. Also, elk generally feed around dusk and dawn. Bighorn sheep can be spotted around lakes in the Rocky Mountains while moose frequent the willowsShow MoreRelatedWhat Is The Geography Of The Us824 Words   |  4 PagesStates is located in the center of the North America continent. It is the second largest country in the continent and the fourth largest in the whole world after Russia, Canada, and China. Its total area is 3.797 million square miles (9.834 million square kilometers). The Bodies of Water in the U.S. In the United States, there is a really large river system called the Mississippi/Missouri river system. The system has the longest river in the North America and the fourth longest river in the wholeRead MoreUnited States And Canada Physical Geography Essay1190 Words   |  5 Pagesland. The nation’s â€Å"breadbasket† is known as the Great Plains! These plains are famous for their raising of livestock and agriculture. A large range of mountains that are found west of the Great Plains are known as the Rocky Mountains. This mountain range extends from Alaska to New Mexico and is considered the younger of the two large ranges of mountains in the United States. The Great Lakes connect the middle of the US to the Atlantic Ocean by the St. Lawrence River. That creates one of the world’sRead MoreAlberta Essay914 Words   |  4 PagesThe south province borders on the 49th parallel north separating it from the United States of Montana while on the north the 60th par allel north divides it from the Northwest Territories. To the east, the 11 separates it from the province of Saswatchagan, while on the west its boundary with British Columbia follows the 120th meridian south from the Northwest Territories at 60 degrees north until it reaches the Continental divide at the Rocky Mountains and from that point follows the line of peaksRead MoreWhat Is The Geography Of Alberta885 Words   |  4 PagesProvince is mostly based on the Rocky Mountains, and the great plains. Alberta has not hot but warm summers and extremely cold winters. The province has cold arctic weather from the north. The winter produce extreme temperatures varying from −54 degrees celsius, In the summer the air mass has produced record maximum temperatures from 32 degrees celsius in the mountains to over 40 degrees celsius in southeastern Alberta. The average high temperature in January ranges from 0 degrees celsius in the southwestRead MoreThe Continent of North America3320 Words   |  14 PagesCHAPTER TEN THE CONTINENT OF NORTH AMERICA North America is the fourth largest continent of the world. It occupies the next place to Asia, Europe and Africa. Financed by the king and queen of Spain the famous navigator Columbus of Italy discovered America miraculously instead of India in 1492. Many small and large islands surrounding North America are included in this continent. The islands close to North Canada, Greenland, Newfoundland and West Indies are remarkable. Location : The triangularRead MoreA Brief Note On Climate And Mixed And Coniferous Forests856 Words   |  4 Pagesfactors of the geography of a location. Mountain ranges, lakes, rivers and oceans have major impacts on the overall climate of a location. For example mountain ranges tend to block wind flow causing intense rain showers along the windward side of the mountain range and dry near dessert like conditions on the eastern side of the range. The North America has a rather unique geography in that on either side of the continent there are major mountain ranges with a large ocean gulf. This results inRead MoreThe History Of Lewis And Clark1651 Words   |  7 Pagesthe Louisiana Purchase, Thomas Jefferson, our third US President sent two men, U.S. Army Captain Meriwether Lewis and William Clark out to explore the unexplored west and in search of a water route across North America, fulfilling the dreams of Thomas Jefferson in sending explorers across the America. Thomas Jefferson chose Meriwether Lewis who was previously his secretary to lead the expedition. Thus being chosen to lead the expedition, William Clark volunteered to assist Lewis on the journeyRead MorePostag197v1 : Kings Canyon National Park1147 Words   |  5 PagesThe two neighboring parks are almost 66 miles long and 36 miles wide. Also, the park has an elevation somewhere between 1,370 to 14,494 feet. This park is Located in the Sierra Nevada Range west of Death Valley. In this national park landscape witness to nature s size, beauty, and variety - enormous mountains, rocky foothills, deep canyons, vast caverns, and the world s largest trees. The park size is noted to be 865,964 acres. When planning a voyage to Sequoia and Kings Canyon, it is importantRead MoreEssay on Tornadoes1266 Words   |  6 Pages a. Waterspout 2. Distance Moved D. Frequency Of Tornadoes 1. Southern States 2. Northern States II. Where Tornadoes Come From A. Energy 1. Thunderstorm III. Where And When Tornadoes Occur A. North America 1. Rocky Mountains 2. Appalachian Mountains B. Other Areas Of The World C. Spring And Summer 1. When IV. Damage A. Wind 1. Materials 2. Animals 3. Explosions V. Detection Of Tornadoes A. Doppler Radar 1. SKYWARN VI. Prediction A. AtmosphericRead MoreEveryone, including myself loves the sensation of security. That as a family or individual one is800 Words   |  4 Pagesresidents of Rocky Mountain, North Carolina this is an everyday question they have to face and how to face is it is even harder to answer. Placing myself, hypothetically, as a family of four in the community of Rocky Mountain I will not only identify the crimes, the crime rates, and actions an everyday civilian can participate in to increase the safety of my neighborhood. My family stays on the corner of Rocky Mount, NC 9Sunset Ave / N Pine St. If you google this street crossing, or even Rocky Mountain

Thursday, May 14, 2020

Dreams Essay examples - 1070 Words

Dreams Although the idea of dreams has always been a psychological one, there is a philosophical side to them. Descartes once said, For all I know, I might be dreaming (Bruder/Moore, Philosophy, 81). This conjecture of Descatres was one that explained the concept of dreams. He asked the question, How do we know that we are not dreaming and our whole life is but a dream? There can never be an answer to this question but it proves that there is a philosophical view of dreams. A dream is a form of mental activity that occurs during sleep. Dreams reveal our inner most secrets and even allow us to emerge our hidden selves. Because they unleash some of our most intimate experiences, every dream is unique. Most dreams are in†¦show more content†¦Essayist, humanist, and skeptic Michel Montaigne wrote I believe it to be true that dreams are the true interpreters of our inclinations; but there is art required to sort and understand them (Gardner, Skeptical, 10). One idea of what dr eams are, can be found from the Indian philosophy. A realist claims that objects that experience presents as existing externally do in fact exist internally. The denial of externality appeals both to those who doubt that experience is identical with existing objects, and those who think that experience is there only if objects are not external. Dream are a great appeal to those philosophers who deny externality. Objects appear as distinct from the cognition of them. They do not appear as if they were in the subjects cognition alone, since to dream of an object is to dream of an object located in space. Both the Cartesian skeptic and the Berkeleyan idealist use dreams to challenge externality. The idealist accepts the doubt that dream cast upon externality but idea not accept the implication of the non-verdicality of cognition. The disagreement about the consequence of denying externality was recognized by Kant. He distinguished between the Cartesian problematic idealism an d Berkeleyan dogmatic idealism. But there were two famous philosophers that have differing views on the way that dreams are used. Buddhist Vasubandhu and Advaitin Sankara are the two men that wrote about the ideas of dream andShow MoreRelatedDreams And Dreams : Dreams1425 Words   |  6 PagesAvery Alexander English III Mr. Tarr 26 April 2015 Dreams Throughout our dreaming experience, we feel different sensations, emotions, and thoughts interpreted through images in a person’s mind. During our unconscious process, the meanings of our inner thoughts are experienced through dreams. Some psychologists believe dreams are connected to our real emotions and others may see dreams as a specific meaning related to one’s life (Young). Dreams can put us in touch with our real motives in life dueRead MoreDream And Dream - Dream Killers1012 Words   |  5 PagesDream killers You know the type, the ones who think that just because they did not make it, then you can t, the Debbie Downers who can t see beyond their pathetic existence to dream of something bigger. The one who will never achieve much because they fail to dream and dream to fail, these are the dream killers. Conversation #1 You   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   I am thinking of starting my own business Them   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Why you want to do that? You   Ã‚  Ã‚  Ã‚     Ã‚  Ã‚   Because I have always wanted to work for myself? ThemRead MoreDreams And Dreams1729 Words   |  7 Pagesinterpretations and true meanings of dreams has expanded and has varied over centuries and cultures. Many of the earlier studies were based on culture’s and the interpretation of dreams, but also used as a form of prophecy, inspiration, and guidance. Many people still believe this such, people today beliefs and theories have opened up to a more vast interpretation, they are made up of; dreams are rare brain activity, dreams allow people to reflect on themselves, or that dreams are too massive to be correctlyRead MoreDreams : The Causes Of Dreams And Dreams987 Words   |  4 Pagesâ€Å"Dreams are a sequence of images, emotions, and thoughts passing through a sleeping person’s mind† (Myers). They can occur anytime during sleep. Although most vibrant dreams occur during deep sleep, REM (rapid eye movement) sleep, when a person’s brain is more active. Most people tend to have at least 4 to 6 dreams per night while in REM sleep. While everyone dreams during sleep, but not everyone remembers. Scientist aren’t quite sure why some people remember more than others, but there are manyRead MoreDreams And Dreams1893 Words   |  8 PagesEvery single one of us dreams and each one is experienced at a personal level, but interpreting them and figuring what they actually mean is still a mystery to us all. The histories of dreams, dates all the way back to over 5,000 years ago. These were the times where they would still write things down on clay tablets. Even then, we were already interested in what dreams meant. During the Greek and Roman eras, dreams were perceived in a religious sense. If they were good dreams, they would be interpretedRead MoreDreams And The Subconscious : Dreams Essay1276 Words   |  6 PagesDreams and the Subconscious Are dreams a way of processing life events, or are they really messages from the subconscious? This phenomenon has always interested me, and I am extremely grateful this opportunity has arisen for me to research dreams in more depth. Since childhood, I have been intrigued with dreams and how similar they can be for each person. For instance, many people have recurring nightmares of being chased. According to Huffington Post, being chased is one of the most common dreamsRead MoreDreams : A Lucid Dream1097 Words   |  5 PagesBeing able to understand what dreams represent and how they effect a person should be something everyone should understand. Dreams can be a small glimpse or feel so real that it is unbelievable. The issue people have the most is remembering. They can not remember if they spoke with another individual in actually life or if it was all apart of their dream they had. There is so much confusion that the person is almost embarrassed to ask if the event actually happe ned. A dream like this is considered oneRead MoreThe Dream Of A Lucid Dream1403 Words   |  6 PagesIt is said that a lucid dream is a dream that can be induced or controlled and is characterized by the dreamer being aware that he or she is dreaming (Lucid). When lucidity occurs, the dreamer â€Å"wakes up† inside the dream during fixed states of cognizance. Dreams are caused by things â€Å"†¦our mind knows, however which we cannot handle, is disturbing or something that we keep reiterating to ourselves† (Ganguly). This is why distinguishing significant dream symbols from ambient symbols is important forRead MoreThe Dream Of A Dream Story1426 Words   |  6 Pagesdifficulties of life after his accident. The dream that can be analyzed in this essay is the idea of being useful in life and towards society; Friedman describes Bret’s process in achieving this dream through the inclusion of characters’ thoughts and actions. This narrative technique rev eals the idea that dreams are not always singular, the people surrounding you can play a crucial role in your dream story, and factors that affect your dream can also change the dreams of surrounding people. Bret’s storyRead MoreDreams : What Are Dreams?1174 Words   |  5 PagesWhat are dreams? Are they the mind’s way of entertaining itself while you sleep, or are they your unconscious trying to tell you something? If you chose the ladder, you are on the right track. The mind can’t talk to you, you don t hear voices in your head unless you are a Schizophrenic. The only way that our unconscious mind has a way to communicate, is when you are asleep. The idea that dreams are trying to tell you something is simple, but understanding what the dream is trying to say can be difficult

Wednesday, May 6, 2020

Nationalism and the Imagination by Gayatri Chakravorty Spivak

Nationalism and the Imagination by Gayatri Chakravorty Spivak has being the hardest text I have read during my theory class at Sydney College of the Arts in 2014. My task was to read and explain the text to my theory class and my lecturer Dr Adam Geczy in 8 minutes as a YouTube video. This was an almost impossible task because Spivak’s Nationalism and the Imagination is a small book of 75 pages and at Sydney College of the Arts’s library we are only able to borrow the book for 2 hours. I later found the book online as a pdf file. I have decided to leave my video presentation on YouTube to help some lost and desperate sole searching for the meaning of Spivak’s Nationalism and the Imagination, before contemplating on killing your self†¦show more content†¦During the course of understanding Spivak’s Nationalism and the Imagination, I had to look at other texts to begin to comprehend the purpose of Spivak’s talk on nationalism, Indian sover eignty, marginalized women, subaltern, comparative literatures oral formulaic, postcolonialism, etc. One of the best texts I came across was an e-book by Stephen Morton entitled Gayatri Chakravorty Spivak. It was first published in 2003 by Routledge and you can find it online as a pdf file. Morton analysis several of Spivak’s works and then he explains in an uncomplicated manner the reasons for Spivak’s comments and her writing in general. Although Morton does not directly comment on Spivak’s Nationalism and the Imagination you will be able to understand Nationalism and the Imagination because Spivak draws from previous works that Morton includes in his e-book Gayatri Chakravorty Spivak. Another way of understanding Spivak’s Nationalism and the Imagination is by reading the book reviews on the book. There are several book reviews on Spivak’s Nationalism and the Imagination online or you can find it through your university’s library. I was using ProQuest to find articles on Spivak’s Nationalism and the Imagination. Last but not least, I watched several videos by Dr Jason J Campbell, user drjasonjcampbell. He was great, easy to understand and he includes notes with all his videos that you can download if you wish. What I liked the most about Dr

Tuesday, May 5, 2020

Key Features of a Bond Essay Example For Students

Key Features of a Bond Essay A. What are the key features of a bond? answer:if possible, begin this lecture by showing students an actual bond certificate. We show a real coupon bond with physical coupons. These can no longer be issuedit is too easy to evade taxes, especially estate taxes, with bearer bonds. All bonds today must be registered, and registered bonds dont have physical coupons. 1. Par or face value. We generally assume a $1,000 par value, but par can be anything, and often $5,000 or more is used. With registered bonds, which is what are issued today, if you bought $50,000 worth, that amount would appear on the certificate. 2. Coupon rate. The dollar coupon is the rent on the money borrowed, which is generally the par value of the bond. The coupon rate is the annual interest payment divided by the par value, and it is generally set at the value of k on the day the bond is issued. To illustrate, the required rate of return on one of southern bells bonds was 11 percent when they were issued, so the coupon rate was set at 11 percent. If the company were to float a new issue today, the coupon rate would be set at the going rate today (october 1998), which would be about 7. 4%. 3. Maturity. This is the number of years until the bond matures and the issuer must repay the loan (return the par value). The southern bell bonds had a 30-year maturity when they were issued, but the maturity declines by 1 year each year after their issue. 4. Issue date. The southern bell bonds were issued in 1977, when interest rates were higher than they are today. 5. Default risk is inherent in all bonds except treasury bondswill the issuer have the cash to make the promised payments? Bonds are rated from aaa to d, and the lower the rating the riskier the bond, the higher its default risk premium, and, consequently, the higher its required rate of return, k. Southern bell is rated aaa. B. What are call provisions and sinking fund provisions? Do these provisions make bonds more or less risky? Answer:a call provision is a provision in a bond contract that gives the issuing corporation the right to redeem the bonds under specified terms prior to the normal maturity date. The call provision generally states that the company must pay the bondholders an amount greater than the par value if they are called. The additional sum, which is called a call premium, is typically set equal to one years interest if the bonds are called during the first year, and the premium declines at a constant rate of int/n each year thereafter. A sinking fund provision is a provision in a bond contract that requires the issuer to retire a portion of the bond issue each year. A sinking fund provision facilitates the orderly retirement of the bond issue. The call privilege is valuable to the firm but potentially detrimental to the investor, especially if the bonds were issued in a period when interest rates were cyclically high. Therefore, bonds with a call provision are riskier than those without a call provision. Accordingly, the interest rate on a new issue of callable bonds will exceed that on a new issue of noncallable bonds. Although sinking funds are designed to protect bondholders by ensuring that an issue is retired in an orderly fashion, it must be recognized that sinking funds will at times work to the detriment of bondholders. On balance, however, bonds that provide for a sinking fund are regarded as being safer than those without such a provision, so at the time they are issued sinking fund bonds have lower coupon rates than otherwise similar bonds without sinking funds. D. How is the value of a bond determined? What is the value of a 10-year, $1,000 par value bond with a 10 percent annual coupon if its required rate of return is 10 percent? Answer:a bond has a specific cash flow pattern consisting of a stream of constant interest payments plus the return of par at maturity. The annual coupon payment is the cash flow: pmt = (coupon rate) ? par value) = 0. 1($1,000) = $100. For a 10-year, 10 percent annual coupon bond, the bonds value is found as follows: 0 1 2 3 9 10 | | | | †¢ †¢ †¢ | | 100 100 100 100 100 90. 91 + 1,000 82. 64 . . . 38. 55 385. 54 1,000. 00 Expressed as an equation, we have: Or: vb = $100(pvifa10%,10) + $1,000(pvif10%,10) = $100 ((1- 1/(1+. 1)10)/0. 10) + $1,000 (1/(1+0. 10)10). The bond consists of a 10-year, 10% annuity of $100 per year plus a $1,000 lump sum payment at t = 10: v annuity = $ 614. 46 pv maturity value = 385. 54 value of bond = $1,000. 00 The mathematics of bond valuation is programmed into financial calculators which do the operation in one step, so the easy way to solve bond valuation problems is with a financial calculator. Input n = 10, kd = i = 10, pmt = 100, and fv = 1000, and then press pv to find the bonds value, $1,000. Then change n from 10 to 1 and press pv to get the value of the 1-year bond, which is also $1,000. K. Suppose a 10-year, 10 percent, semiannual coupon bond with a par value of $1,000 is currently selling for $1,135. 0, producing a nominal yield to maturity of 8 percent. However, the bond can be called after 5 years for a price of $1,050. K. 1. What is the bonds nominal yield to call (ytc)? Answer:if the bond were called, bondholders would receive $1,050 at the end of year 5. Thus, the time line would look li ke this: 0 1 2 3 4 5 | | | | | | 50 50 50 50 50 50 50 50 50 50 1,050 pv1 . pv4 pv5c pv5cp 1,135. 90 = sum of pvs The easiest way to find the ytc on this bond is to input values into your calculator: n = 10; pv = -1135. 90; pmt = 50; and fv = 1050, which is the par value plus a call premium of $50; and then press the k = i button to find i = 3. 765%. However, this is the 6-month rate, so we would find the nominal rate on the bond as follows: Knom = 2(3. 765%) = 7. 5301% ? 7. 5%. This 7. 5% is the rate brokers would quote if you asked about buying the bond. You could also calculate the ear on the bond: Ear = (1. 03765)2 1 = 7. 672%. .u54178860fc78d74d3c1f997373348720 , .u54178860fc78d74d3c1f997373348720 .postImageUrl , .u54178860fc78d74d3c1f997373348720 .centered-text-area { min-height: 80px; position: relative; } .u54178860fc78d74d3c1f997373348720 , .u54178860fc78d74d3c1f997373348720:hover , .u54178860fc78d74d3c1f997373348720:visited , .u54178860fc78d74d3c1f997373348720:active { border:0!important; } .u54178860fc78d74d3c1f997373348720 .clearfix:after { content: ""; display: table; clear: both; } .u54178860fc78d74d3c1f997373348720 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u54178860fc78d74d3c1f997373348720:active , .u54178860fc78d74d3c1f997373348720:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u54178860fc78d74d3c1f997373348720 .centered-text-area { width: 100%; position: relative ; } .u54178860fc78d74d3c1f997373348720 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u54178860fc78d74d3c1f997373348720 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u54178860fc78d74d3c1f997373348720 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u54178860fc78d74d3c1f997373348720:hover .ctaButton { background-color: #34495E!important; } .u54178860fc78d74d3c1f997373348720 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u54178860fc78d74d3c1f997373348720 .u54178860fc78d74d3c1f997373348720-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u54178860fc78d74d3c1f997373348720:after { content: ""; display: block; clear: both; } READ: societhf Rejection of Civilization in The Adventur EssayUsually, people in the bond business just talk about nominal rates, which is ok so long as all the bonds being compared are on a semiannual payment basis. When you start making comparisons among investments with different payment patterns, though, it is important to convert to ears. K. 2. If you bought this bond, do you think you would be more likely to earn the ytm or the ytc? Why? Answer:since the coupon rate is 10% versus ytc = kd = 7. 53%, it would pay the company to call the bond, get rid of the obligation to pay $100 per year in interest, and sell replacement bonds whose interest would be only $75. 0 per year. T herefore, if interest rates remain at the current level until the call date, the bond will surely be called, so investors should expect to earn 7. 53%. In general, investors should expect to earn the ytc on premium bonds, but to earn the ytm on par and discount bonds. (bond brokers publish lists of the bonds they have for sale; they quote ytm or ytc depending on whether the bond sells at a premium or a discount. ) L. Disneys bonds were issued with a yield to maturity of 7. 5 percent. Does the yield to maturity represent the promised or expected return on the bond? Answer:the yield to maturity is the rate of return earned on a bond if it is held to maturity. It can be viewed as the bonds promised rate of return, which is the return that investors will receive if all the promised payments are made. The yield to maturity equals the expected rate of return only if (1) the probability of default is zero and (2) the bond cannot be called. For bonds where there is some default risk, or where the bond may be called, there is some probability that the promised payments to maturity will not be received, in which case, the promised yield to maturity will differ from the expected return. M. Disneys bonds were rated aa- by s. Would you consider these bonds investment grade or junk bonds? Answer:the disney bonds would be investment grade bonds. Triple-a, double-a, single-a, and triple-b bonds are considered investment grade. Double-b and lower-rated bonds are considered speculative, or junk bonds, because they have a significant probability of going into default. Many financial institutions are prohibited from buying junk bonds.